FEDERAL LAW · PRE-VERIFIED
Suing a Debt Collector — FDCPA Private Action
Fair Debt Collection Practices Act · 15 U.S.C. § 1692k
✓ VERIFIED
If a debt collector violates the FDCPA, you can sue them and win up to $1,000 in statutory damages plus your actual damages and attorney's fees. The lawsuit must be filed within 1 year of the violation.
Primary Statute
Fair Debt Collection Practices Act
15 U.S.C. § 1692k
Section 813 gives consumers a private right of action against debt collectors who violate the FDCPA. A successful consumer can recover actual damages, statutory damages up to $1,000 per lawsuit, and reasonable attorney's fees. The lawsuit must be filed within 1 year of the violation.
https://www.ftc.gov/legal-library/browse/statutes/fair-debt-collection-practices-act