FEDERAL LAW · PRE-VERIFIED
False and Deceptive Debt Collection Practices
Fair Debt Collection Practices Act · 15 U.S.C. § 1692e
✓ VERIFIED
Debt collectors cannot lie about who they are, what they're owed, or what legal action they will take. Threatening to sue when they don't intend to, or claiming to be attorneys or government agents, are federal violations.
Primary Statute
Fair Debt Collection Practices Act
15 U.S.C. § 1692e
Section 807 prohibits false, deceptive, or misleading representations, including: misrepresenting the character or amount of a debt; falsely claiming to be an attorney or government representative; threatening legal action not intended to be taken; and failing to disclose that the communication is from a debt collector.
https://www.ftc.gov/legal-library/browse/statutes/fair-debt-collection-practices-act