FEDERAL LAW · PRIMARY SOURCE
Automatic Stay — Filing Bankruptcy Stops Collectors
Bankruptcy Code · 11 U.S.C. § 362
The moment you file bankruptcy, an automatic stay immediately stops all collection calls, lawsuits, wage garnishments, bank levies, and foreclosure proceedings. Creditors who knowingly violate the stay are liable for damages.
Primary Statute
Bankruptcy Code
11 U.S.C. § 362
Section 362 imposes an automatic stay immediately upon filing bankruptcy, halting virtually all collection actions: lawsuits, wage garnishment, bank levies, foreclosure, repossession, utility shutoffs, and all collection calls and correspondence.
https://www.law.cornell.edu/uscode/text/11/362